Time or Money

Time is more valuable than money.
As we age our time becomes more scarce and
therefore more valuable. This is especially true when one places great value
in vitality. In this sense, a waste one's time is a waste of one's vitality.

Money is always diminishing in value due to the constantly
changing cost of production. The history of all types of production
shows a sporadic trajectory in the total cost of production,
yet the overall trend is always directed upward. There are many factors
including human population fluctuation, technological transition, human genious
and failure, natural disasters, and the constantly increasing scarcity of
raw material, which contribute to the rising cost of total production.

The state at which currency dimishes at the greatest rate
is when it is "kept under our bed in a box".
The state where it dimishes least is when applied to investments with the greatest rate of return.
In this sense there is a broad spectrum of currency efficiency.

Even as our currency gains tenuous footing when hedged
by interest rates through investment at varying degrees of risk,
inflation is a constant that drains and deflates
our efforts as it taxes our every waking moment.

Inflation is a natural response to the subtle or volitile multilevel
interactions between supply and demand throughout
the heirarchy of production and consumption.
Since the total cost of production is always trending
upward...there will always be a general trend to inflate the
the diminishing value of our money against the increasing cost of production.
Remember when a loaf of bread was $0.25? you probably don't,
but your grandparents would if they bought bread in the 1960s.